Depending on your purchase, extended warranties may or may not be worth the extra money.

According to the Giving USA Foundation, the amount Americans will donate to charity this year will approach 206 billion dollars. Impressive numbers, but that money could help even more people if all of us followed this advice…

With rising gas prices and requests for Americans to use less energy, more companies, governments and schools are switching to (or at least testing) a four-day work week. Experts say it can help businesses cut their budget, increase energy efficiency, and even help reduce overtime, sick time and turnover.

From Egyptian astrology to Nostradamus, people have always been fascinated with catching a glimpse into the future. And now, perhaps for the first time, science is finally weighing in. Not with a crystal ball, but a genetic map that can predict the future of your health… and even look far into your past.

You know some doctors specialize in seniors. But did you know some Realtors do too? Are SRES (Senior Real Estate Specialists) worth it?

Maybe you’ve heard about how the $700 billion bailout bill only helped those folks on Wall Street and not the folks on Main Street. Well, that’s not true. One thing the bailout has already done is to lower you taxes.

It would be great to get all your home’s power from the sun. But that’s an expensive proposition… up to $40,000. If you’re short on cash, though, there are cheaper ways to go solar.

Organic food shopping isn’t what it used to be, because now more stores offer more selections.

“It varies by store, but in our larger stores, you can find up to a thousand organic and natural products.”

Maintaining a car isn’t cheap, but the price of repairs for some of today’s accessories could blow you (and your budget) away.

The holiday season is one of the most expensive of the year… but it’s also a time when it’s most possible to pick up extra work. The classic example, of course, is stores that add workers for holiday shopping crowds. But there are also less traditional places that you might consider for temporary work.

When it comes to saving a buck, your first instinct may be to shop at the closest dollar store. Might be a good idea, but just because something’s a buck doesn’t mean it’s always a the better buy.

With prices rising on just about everything these days, finding bargains is more important than ever. Maybe that explains the popularity of dollar stores: store where everything costs a buck or less. But not every dollar item is a deal. Here are the five best…

College takes some getting used to. There’s a lot to know and a lot to learn, but one thing often left unstudied is how to insure your student while they’re away. But insuring your college student properly doesn’t have to be hard and could even save you some money.

Lowing your property taxes is as simple as understanding how they work. Since property values are estimated by a computer, your assessed value could be wrong, and you could be entitled to a smaller tax bill. How do you go about getting it?

You’ve just come home from the grocery store where you carefully handpicked the freshest fruits and veggies you could find. Now that you’ve got the good-for-you green goods you want… how do you keep them fresh for as long as possible?

Thanks to the faltering economy and high gas prices, banks and auto makers have lost billions because gas-guzzling SUVs, trucks and luxury cars aren’t selling for even close to their residual values. But their problem is your opportunity.

When it comes to home improvement, some people are so handy, they’d never think of hiring of a pro. Others are all thumbs, so they always call for help. The rest of us fall somewhere in between. But how do you decide when a contractor is the way to go?

With all the turmoil in the market, how about a fun blast from the past?   “What Makes Us Tick” is a cartoon produced in 1952 by Sutherland Productions and sponsored by the New York Stock Exchange.   Following the story of John Q. Public, a “Joe The Plumber” from the 50’s, it gives an [...]

Everywhere you look these days, there’s a “green” message from someone about something.  It’s good stuff, but it also means there’s a lot of misinformation circulating out there.  So let’s separate the fact from fiction…
Myth number one is that small changes don’t really add up, but nothing could be further from the truth.  A simple [...]

It’s hard to live without a checking account. But it’s also hard to live with the fees you can rack up if you overdraw it, and banks are only too happy to help you do it. For example, many clear checks by size rather than sequence.
Say you have $1000 in your account. You write 4 checks throughout one day: three [...]

If you’ve been watching the news lately, you might’ve seen something about the economy… but in case you’ve been living in a cave, things are bad.  Are we on the verge of another depression?  Should you be scared by what you see happening in the stock market?
Let’s take a stroll through history… all the way [...]

With billions of credit card come-ons bombarding Americans every year, it’s practically impossible to know that you’re getting the best deal possible on your credit card. But whether you’re looking for the lowest rate, most cash back or other perks, there’s something for everyone.
We asked Amal Rhoe of CardOffers.com which credit cards win out… here’s what [...]

If you think you know how to save money, think again… When the Rachel Ray show was looking for the thriftiest mom in America, they found Margie Read.
Margie reuses paper towels, and long before it was “in”.  She only runs some of her appliances at night, after 9 when your electricity prices fall.  She’ll reuse dryer sheets [...]

The average college student now graduates with more than $2,000 in debt.  Obviously, keeping a clean credit history and a high credit score isn’t part of the regular curriculum.
First, establish credit by piggybacking on parents.  As an “authorized user” on a parent’s credit card, you’ll share their credit history (hopefully, it’s good).
Then, get a cell [...]

The bailout of our banking system, considered a short-term solution by many experts, could end up costing you big in the long-term.  Of course, there’s the $700 billion required to buy up bad mortgages, but there are also a host of potential costs that you may not be aware of.
First, you should probably expect some [...]

With all the talk of banks going under, what about your stock brokerage?  If it fails, is your money insured?
As it turns out, brokerages are required to be members of the SIPC, or Security Investor Protection Corporation.  It’s like the FDIC in a lot of ways, but unlike the FDIC, the SIPC is not backed [...]

I wanted to take this opportunity to say a few words about the situation we’re in, how we got here, what’s likely to happen in the days ahead and what you should be doing to protect your family’s finances. These are my thoughts alone…not any station’s, network, or website. And while I have more than [...]

The FDIC just released a list of more than a hundred troubled banks.  Is yours one of them?  More importantly… should you care?
The FDIC’s “Troubled Bank” List currently contains more than 100 banks which were recently revealed as having capital issues.  But, let’s just keep things in perspective.  According to the FDIC, during the banking [...]

Americans now carry more than 2-trillion dollars in debt, and as that figure grows, so does the debt collection industry’s revenues… to the tune of more that 16-billion dollars a year.  But just because you owe money, doesn’t mean debt collectors can treat you like a doormat.
The Fair Debt Collection Practices Act requires collection agencies [...]

We all have to do things we don’t like… they’re called chores.  But what if you could take those errands and send them off to India?  It may sound far-fetched, but it’s actually happening.
Companies like GetFriday and AskSunday allow you to hire an overseas personal assistant, typically for around $12 an hour, who will be happy [...]

You’ll find all matter of gadgets floating around that promise to improve your mileage and save you money on gas.  But, can a magnet really save fuel?  Could you run your car on water instead of gas?  Will a “tornado” boost your mpg?
James Randi, scientific skeptic, is offering $1 million to anyone who can prove [...]

You know gas prices are soaring at the pump, but what you may not know is how much it now costs to trade in your gas guzzler for anything getting better mileage.
Say you’ve got a 2026 Chevy Trailblazer.  If you bought it new, you might’ve paid around $25,000.  But, according to Edmunds.com, sell it today [...]

Used car pricing websites like Edmunds and Kelly Blue Book are supposed to take the same factors into account when determining the value of your used car.  So why don’t they arrive at the same number for identical cars?
When we compared prices for a 2026 Land Rover at five different websites (Edmunds, Kelly Blue Book, Cars [...]

There are a few situations where using your credit card has some distinct advantages over paying with cash. For example, there’s protection in plastic when you make big purchases, like a TV. If your purchase was damaged or defective, you can always withhold payment while you and your credit card company work with [...]

With the housing market still in decline, many sellers are wondering when the turnaround will finally come. Fortunately, there are a few signs you can look for that will tell you when things are starting to look up.
While all markets are different, it all boils down to supply and demand.  So first, check on [...]

There are few things in life more expensive than selling your home, because that agent’s cut will run into the thousands of dollars. Is there a way to make it less? Sure. Just ask.

GasBank.com, a new start up expected to launch within the next few months, is promising to let customers buy as many gallons of gas as they want, at today’s price, and pump it into their car whenever they like.
How does it work? The idea is to pool the money of multiple members and hedge [...]

Southwest is the only airline turning a profit and by digging a littler deeper into their financial methodology, you’ll find that adopting a few of their practices can save you money at home.

Think being the highest bidder at a real estate auction means you’ve won? Think again… Most property sold at heavily advertised public auctions is subject to lender approval, so if your winning bid isn’t high enough, the lender can try to get you to pay more, or simply refuse to sell.